API Funds and Portfolios

The ultimate goal of almost any investment strategy is simple: to earn admirable returns with as little risk and worry as possible. While the goal may be clear-cut, the path to achieving it can often be confusing.

In the United States today, investors have access to thousands of mutual funds, countless investment advisors and a myriad of stocks, bonds and other investments. It’s no wonder few investors have the time, energy or expertise to make sense of the overwhelming choices available.

That’s why we founded API Funds and Portfolios. We have created a select family of funds using time-honored investment principles, award-winning research and the talents of some of the most prestigious names in the investment industry.

Unlike some of our competitors, we have the ability to put smaller accounts in our portfolios. We have reduced the barrier of entry by offering a minimum account size of $1,000 per fund, while providing access to tens of thousands of companies from over 30 major securities markets in 45 countries around the globe.

You should carefully consider the investment objectives, potential risks, management fees, and charges and expenses of the Fund before investing. The Fund's prospectus contains this and other information about the Fund, and should be read carefully before investing. You may obtain a current copy of the Fund's prospectus by calling 1-800-544-6060.

Past performance is no guarantee of future results. The investment return and principal value of an investment in the Fund will fluctuate so that an investors shares, when redeemed, may be worth more or less than their original cost. Current performance of the Fund may be lower or higher than the performance quoted. Performance data current to the most recent month end may be obtained by calling the same number listed above.

Diversification does not ensure a profit or guarantee against loss.

Mini- Cap investing involves greater risk not associated with investing in more established companies, such as greater price volatility, business risk, less liquidity and increased competitive threat.

Small- Cap investing involves greater risk not associated with investing in more established companies, such as greater price volatility, business risk, less liquidity and increased competitive threat.

Mid-cap investing involves greater risk not associated with investing in more established companies, such as greater price volatility, business risk, less liquidity and increased competitive threat.

Investments in international markets present special risks including currency fluctuation, the potential for diplomatic and political instability, regulatory and liquidity risks, foreign taxation and differences in auditing and other financial standards. Risks of foreign investing are generally intensified for investments in emerging markets.

Introduced in 1952, and widely used since, the Efficient Frontier is an investing theory that attempts to represent the trade-off between risk and expected return of the investments in a portfolio. The model assumes that investors are risk averse, meaning that given two assets that offer the same expected return, investors will prefer the less risky one. Thus, an investor will take on increased risk only if compensated by higher expected returns. Conversely, an investor who wants higher returns must accept more risk.

Distributed by Unified Financial Securities, Inc., 2960 North Meridian Street, Suite 300, Indianapolis, IN 46208. (Member FINRA)